First Financial Federal Credit Union

$90 Referrals for our 90th Anniversary

Through the end of 2026, we're offering $90 referrals for all new members who open a checking account + closed auto loans. Tell a friend today!

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Celebrating 90 Years 

It's the official 90th Anniversary year of First Financial! Be sure to check out all the ways we're celebrating 90 years of service throughout 2026.

Cheers to 90 Years!

Homebuyer Dream Program

There's an affordable path to homeownership for eligible first-time homebuyers in Monmouth & Ocean Counties.

Explore Your Options

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Helping you spend and save smart.


We have many different products and services so you can save and spend in the way it helps you the most!

Paid Too Much at the Dealer?

Complete our quick online Auto Loan Review form, and see if we can help save you money on your monthly car payments.

Auto Loan Review

Loan Rates that Bank Customers Only Dream About.

New & Used Auto Loans

as low as
4.49% 

VISA Simply First Credit Card

as low as
14.40% 

First Mortgages

as low as
5.625% 

Ready to quickly apply for a loan online 24/7?

We pride ourselves on fast same-day approval decisions and speedy turnaround times. 
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uChoose Rewards

You can earn points just for using your First Financial Cash Plus Credit Card! Whether you’re buying groceries, filling up with gas, or shopping online – you’ll earn 1 point for every dollar you spend. Turn your points into cash back, or use them toward merchant gift cards, travel experiences and more.

Login to uChoose Rewards

Thank you for Thinking First!

We appreciate your interest. We'll see you soon in your email inbox!