Promotions & Events Happening Now
What’s going on this month at First Financial? Check out our current deals, events, and ways to save you money!
Holiday Loan Promotion
From 11/21/24 through 1/15/25, get all the gifts on your list with our Holiday Loan! Rates are as low as 9.99% APR, with terms up to 24 months and borrow up to $2,500. With same day approvals and same day funding, we'll help make all your holiday purchases quick and easy!
Season of Giving Sweepstakes
From 11/1/24 through 12/31/24, every qualifying digital banking transaction you make will get you entered to win one of four $5,000 prizes during the holiday season! Qualifying transactions include: Paying bills online of at least $10, managing your First Financial cards digitally, making a new external transfer of at least $50, sending $5 or more with Zelle, or enrolling in mobile banking. $1 per each qualifying transaction will also be donated to Good360 and Operation Gratitude). Celebrate the season!
$500 Gift Card, Your Appraisal's on Us, and 60 Day Rate Lock Option with Free Float Down on any First Financial Mortgage!
Get more home than you hoped for, with competitive mortgage and refinance rates from us - plus a $500 Home Depot gift card upon closing, your appraisal is on us ($580 value), and take advantage of our 60 day rate lock option with one free float down on any mortgage term! Stressed about the home buying process or not sure where to start? Set up a video chat or phone call with one of our mortgage experts and ask away with no commitment required! Get started by filling out our online form. You can also complete our quick mortgage preapproval inquiry form.
10 Year Dream Decade Mortgage
If you thought you could never afford to pay your Mortgage off in 10 years, think again! Shortening the term of your Mortgage makes the single largest difference in the interest that you pay, even more than a lower rate. Our Dream Decade Mortgage gives you the best of both worlds, with a historically low rate of 6.375% APR and a shorter 10 year term (which many lenders don't even offer!). Get started today!
Need to Skip a Loan Payment?
We are here for you! Complete our quick and easy online form.*
Refer a Friend or Family Member to First Financial, Get Paid!
When you refer a new member to First Financial and they open their membership and a new checking account, you each get $50! Closed Auto Loan referrals will get you a $75 referral bonus. The amount of referrals are endless.
Seminars and Events
Register for any upcoming virtual seminars by clicking on the registration buttons below.
January 8, 2025 - Social Security & Your Retirement Virtual Seminar, 6pm
398114-2
*All Mortgages, Visa® Credit Card payments, Home Equity Loans, and Lines of Credit do not qualify for Skip-A-Pay. Skip-A-Pay may be used up to two times per year, but no more than four times during the life of the loan. Members can skip only one loan payment at a time within the same month. A First Financial FCU membership is required to obtain a loan and is available to anyone who lives, works, worships, volunteers, or attends school in Monmouth or Ocean Counties. A $35 processing fee will be applied to the loan balance per loan payment skipped. The interest on the loan will continue to accrue. In order to qualify for the Skip-A-Pay promotion, you must be a member in good standing with a minimum of $5 deposited in your based savings account. Membership must be open with on-time loan payments made for three consecutive months prior to skipping a loan payment.
