d
Whether it's saving you a trip to the ATM or taking the guesswork out of dividing up the cost of lunch, Zelle is a fast, safe, and easy way to send and request money between friends, family, and others you trust.What is Zelle?
Zelle is a fast and easy way to send money directly between almost any bank account in the U.S., typically within minutes.1 With just an email address or U.S. mobile phone number, you can send money to people you trust, regardless of where they bank.2
Who can I send money to with Zelle?
You can send money to friends, family, and others you trust. Since money is sent directly from your bank account to another person's bank account within minutes, it's important to only send money to those you know. You’ll also want to ensure you've used their correct email address or U.S. mobile number. 1
What are some benefits of using Zelle?
- You can send money quickly, in just a few steps.
- Settle up with roommates, friends and more - regardless of where they bank.2
- Easily divide the cost of dinner, group gifts, and more.
What are some things to be aware of while using Zelle?
- You should never use Zelle for transactions involving people you do not know, or for transactions in which you aren’t sure you will get what you paid for (i.e. items bought from an online bidding or sales site).
- Zelle transactions are potentially high risk — they are essentially the same as sending cash, as the money is sent directly from your bank account. Neither First Financial nor Zelle offers a protection program for any authorized payments made with Zelle (i.e. if you do not receive the item you paid for or the item is not as described or as expected — you authorized the transaction as soon as any funds were sent to a recipient).
How do I use Zelle?
- To get started, log into First Financial Online Banking or our Mobile App, then navigate to "Send Money with Zelle.®” Accept the terms and conditions, enter your email address or U.S. mobile phone number, receive a one-time verification code, enter it, and then you're ready to start sending and receiving money with Zelle.
- To send money using Zelle, simply add a trusted recipient's email address or U.S. mobile phone number, enter the amount you'd like to send and an optional note, review, then hit "Send." In most cases, the money is available to your recipient within minutes.1
- To request money using Zelle, choose "Request," select the individual(s) from whom you'd like to request money, enter the amount you'd like to request, include an optional note, review, and select "Request."3
- To receive money, just share your enrolled email address or U.S. mobile phone number with a friend and ask them to send you money using Zelle.
Want to start sending money with Zelle but don’t have our Mobile App? Get it today!
Additional Resources
App Store is a service mark of Apple Inc. Apple and the Apple logo are trademarks of Apple Inc, registered in the U.S. and other countries. Android, Google Play, and the Google Play logo are trademarks of Google Inc. Data charges may apply. Check with your mobile phone carrier for details. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
1 Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle.
2 Must have a bank account in the U.S. to use Zelle.
3 In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle.
You must have an account at First Financial Federal Credit Union (serving Monmouth and Ocean Counties in NJ), and be enrolled in online banking, to use our mobile application. Standard data rates and charges may apply.