Guided Wealth Portfolios


First Financial Federal Investment and Retirement Center logo


Guided Wealth Portfolios


A Personal Touch to Digital Investing

Guided Wealth Portfolios (GWP) from First Financial Investment & Retirement Center combines the convenience of an automated investment tool with the personalized touch of an individual financial advisor. This easy-to-use online tool allows you to set your investment goals and strategies, choose how much you’d like to invest (with a starting minimum of $5,000), then automatically gets you set-up with a dedicated financial advisor who helps you pursue these goals.* As the market changes, your account will automatically re-balance as needed, providing you with the confidence that you are striving to reach your investment goals.

With Guided Wealth Portfolios, You’ll Enjoy These Benefits:

  • Personalized recommendations: You tell us your goals and we help provide you with the roadmap to get you there. As your life changes, so will your strategy.

  • Guidance: Unlike many other digital investment solutions, GWP also gives you a personal financial advisor. If you have any questions or need guidance, your financial advisor is just a phone call away.

  • Monitoring: Your portfolio is monitored daily ensuring you are on track as the market shifts. The platform will also automatically evaluate any tax implications prior to performing trades.

  • Convenience: See all your investments in one place. You can manage, view, open new accounts, and make updates 24/7 from wherever life takes you. The technology makes it quick and easy!

  • Cost effective: You don’t have to be wealthy to get started. Portfolios can be opened starting with $5,000.*

How Guided Wealth Portfolios Works:

  • Provide an email address and choose a password for logging into your account.

  • Answer a few simple questions to tell us a little bit about you, so we can determine what your portfolio should be. You’ll also answer some questions about how you feel about taking on risk while investing, so we can determine your investment preferences.

  • You’ll get a personalized portfolio that outlines our recommended investment strategy, as well as how much you could potentially earn through GWP.

  • Start investing! You can fund your account by transferring money from your financial institution electronically or by aggregating existing accounts.


Would you like more information or do you have questions before getting started? Please fill out the form below and we will get back to you shortly!

 

You can also contact one of our financial professionals at First Financial Investment & Retirement Center by calling 732.312.1534, email Maureen McGreevy, or visit the Investor Connection.

Check the background of our investment professionals on FINRA’s BrokerCheck.

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. First Financial Federal Credit Union (FFFCU) and First Financial Investment & Retirement Center are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using First Financial Investment & Retirement Center, and may also be employees of FFFCU. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of FFFCU or First Financial Investment & Retirement Center.

 Securities and insurance offered through LPL or its affiliates are:

*An annual small account fee is applied to accounts with less than $10,000 invested. Additional fees will apply.

IMPORTANT:  The projections or other information generated by Guided Wealth Portfolios regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results.  Results may vary with each use and over time. 

Guided Wealth Portfolios (GWP) is a centrally managed, algorithm-based, investment program sponsored by LPL Financial LLC (LPL). GWP uses proprietary, automated, computer algorithms of FutureAdvisor to generate investment recommendations based upon model portfolios constructed by LPL. FutureAdvisor and LPL are nonaffiliated entities.

If you are receiving advisory services in GWP from a separately registered investment advisor firm other than LPL or FutureAdvisor, LPL and FutureAdvisor are not affiliates of such advisor. Both LPL and FutureAdvisor are investment advisors registered with the U.S. Securities and Exchange Commission.

All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

References to tax strategies that the GWP service investment management considers in managing accounts should not be confused with tax advice. LPL Financial does not provide tax advice. Clients should consult with their personal tax advisors regarding the tax consequences of investing.

The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

Your Credit Union (“First Financial FCU”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay First Financial FCU for these referrals. This creates an incentive for First Financial FCU to make these referrals, resulting in a conflict of interest. First Financial FCU is not a current client of LPL for advisory services.

Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

LPL Financial Form CRS